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-•- HomeOfficeDigest.com Newsletter - Issue 170 -•-
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THE HOME OFFICE DIGEST NEWSLETTER
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WEALTH WARNING
^^^^^^^^^^^^^^

The tool of time can also work in reverse. The longer you wait 
to start your profile, the harder it is to build any significant 
wealth. A good place to start your investment portfolio is a 
$2,000 IRA, which can grow tax deferred until all the money is 
drawn out during retirement. This account allows you to combine 
the tools of time, compound growth, and tax deferral.


FEATURED ARTICLE
^^^^^^^^^^^^^^^^

Stuck In A Career Rut?
by Deborah Brown

Are you in a career that you dislike?  Are you ready 
for a change? Would you transition into something 
else if you only knew what that something else was? 

Many of us stay in our careers longer than we want 
because we are unsure what we would do next.  We tell 
ourselves that the answer will come to us someday.  
Then, we will make our move.  But in the meantime, 
we stay where we are, stuck and unhappy.

Your career will not get better until you make it 
better.  If you want to find a career you love, you 
have to put the work in first.  Yes, you may tell 
yourself that it this hard to do.  But isn't staying 
in a career that is draining your energy and taking 
away from your quality of life harder?   

How Can You Discover What Your Ideal Career Is So You 
Can Move Forward?  Follow These Easy Steps:

1. Write Down What You Like To Do

List 5 things that you like or have liked about the 
careers you have been in. This simple exercise will 
give you insight and objectivity into what you would 
enjoy having in a future career.

2. Write Down What You Dislike To Do

List 5 things that you dislike or have disliked about 
the careers you have been in.  This exercise will 
tell you exactly what you do not want in your next 
position.

3. Create Your Ideal Job

Use what you have learned to create your next career.  
What are you doing exactly?  Are you running your own 
company or your own department? What products and 
services are you selling? Where are you based?  Are 
your hours 9 to 5 or longer?  Are you telecommuting?  
Are you working from home?  Most people have a hard 
time creating their ideal job because they come up 
with all the excuses (and they are great excuses!) 
why they cannot make it work.  Do not surrender to 
your excuses.

4. Research The Market

Who can you talk to in the field you want to get 
into?  What companies are doing what you know in your 
heart you should be doing next?  What is not being 
offered in the market today that you know you could 
offer better than anyone else? Spend some time 
exploring the possibilities. Have fun, and take time 
to find what is truly you.  

5. Create Your Plan

When will you transition into your next career?  
Will you start while you are working full-time?  
Will you find part-time work so you can spend more 
time working on your new endeavor?  Or, will you 
take the leap (as many people do), and start your new 
career full-time?  Look at everything, your finances, 
your present standard of living, where you are 
living, etc.  What can you pare down to have your 
dream career?  It does not matter if you have your 
new career today, or 6 months from now.  What matters 
is that you are taking steps to make it happen.

6. Find Reasons Why It Will Work

There will always be reasons why having a career you 
love will not work.  Just look at all of your past 
mistakes.  Isn't that enough to keep you where you 
are today?  But, how about the other side?  The 
reasons why it will work; why it will turn out well. 
Leave the negativity behind! Focus on why you will 
succeed and watch that exact thing take place.

7. Reward Yourself For Moving Forward 

It is never easy looking at your career and deciding 
that something needs to change.  Some changes come 
quickly, and some changes come slowly.  Regardless 
of the pace you go, reward yourself for taking the 
strides you are taking.  

So what do you say?  You only have one life to live 
so it might as well be one you love!

-----------------------------------------------------------------
Deborah Brown is a noted Career and Mentor Coach that shows 
Entrepreneurs, Executives, Professionals, and Coaches how to 
transition into careers they love, excel in the careers they 
have now, start their own businesses, and find time for 
themselves. She is the author of the "21-Day Career Empowerment" 
program. This 21-day e-mail program gives participants the 
insight, clarity, and knowledge to either choose their current 
position or their next career. To Learn More Visit: 
http://www.surpassyourdreams.com, send an e-mail to 
info@surpassyourdreams.com or call (516) 432-2440. 

 
 
TREASURE TIP 
^^^^^^^^^^^^

Compound interest refers to fixed income investments where interest 
is earned and reinvested causing a compounding effect. Compound growth 
is different in that it refers to stocks and other investments that 
appreciate in value causing a potentially faster compounding effect. 
Compound growth over time allows even moderate rates of return to 
produce great wealth.


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