-•- HomeOfficeDigest.com Newsletter - Issue 158 -•-
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THE HOME OFFICE DIGEST NEWSLETTER
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WORDS OF THE WEALTHY
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Estate planning is simply the art and study of preserving wealth for
family and future generations to come. It involves planning tools and
techniques that cannot only reduce estate taxes, but can also make
things a lot simpler after your death.


FEATURED ARTICLE
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SETTING S-M-A-R-T GOALS
By Michael E. Angier

GOAL SETTING IS A SKILL, and unfortunately, it's not something
that's usually taught in school. Studies have shown that less
than three percent of people actually write their goals down.
And it's this SAME three percent who accomplish more than all
the others put together.

If you want to get better at setting and achieving goals, here's
an acronym that will help you focus and have more success
reaching your objectives. Set SMART goals.
SMART stands for:

   * Specific
   * Measurable
   * Action-oriented
   * Realistic
   * Timely

SPECIFIC. Achieving goals demands focus. Our mind needs specific
targets to work effectively. It can't operate well with vague
generalities. State exactly what you wish to accomplish.

MEASURABLE. Many people set goals they'll never know whether or
not they've attained. "To be successful--to be more
knowledgeable," aren't goals because there's no benchmark. Be
sure to have measurable goals with a deadline.

ACTION-ORIENTED. It's much easier to measure things being done.
What are the action-steps you'll take in the process of
achieving your goal?

REALISTIC. This is your call. What's realistic to you may not be
to someone else. Your objective has to be within the realm of
YOUR believability. If you can't envision yourself doing it, you
won't.

TIMELY. A goal must have a target date. If you desire to make a
million dollars, but don't set the timeline for it, it won't be
motivating. A deadline too far in the future is too easily put
off. A goal that's set too close is not only unrealistic, it's
discouraging.

If you keep these things in mind as you plan your goals, you'll
meet with more success and have more fun doing so.

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Copyright 2002 Michael Angier & Success Networks International.
Used with permission. Success Net's mission is to inform, inspire
and empower people to be their best--personally and professionally.
Want help with your goals for this year? Go to
http://SuccessNet.org/3mygoals.htm



Treasure Tip
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Be sure to dress professionally when you meet and interview your
prospective banker. Be candid and honest, and be yourself. Bankers
want to do business with people with good character and integrity.


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